

Flagship. The flagship is the ship that leads the fleet, but people use it to describe quality. When Nothing launched their first phone, it was a flagship because it was their only ship, but people argued it wasn’t a flagship because it didn’t use Qualcomm’s flagship chipset. People continue to refer to all of Apple’s newest numbered iPhone models as flagships, and recently looped the 16e into that group, but the Pro line is obviously the flagship line. The other models are other ships in the fleet.
If your goal is control, then why not pay manually? I pay down a chunk around each paycheck, i.e. twice a month. Wallet widget on the Home Screen of my “Home” focus mode gives me easy access at home. I keep Auto Pay on as a backup that I haven’t had to rely on yet.