To be fair your post title does not match their own text
To keep your account safe and secure, in February 2025, Bitwarden will require additional verification for users who do not use two-step login.
So it’s not all accounts, just the ones that don’t already have 2FA. Personally I wouldn’t have noticed any changes since I already use 2FA enabled with an authenticator app. But I can see how this might bite you in the ass if you weren’t already using 2FA.
Interestingly I used to run into a similar issue when using Lastpass. When logging in from other IP addresses they would often do mandatory email 2FA, and of course I couldn’t get into the email account without Lastpass. But it sort of resolved itself since I also have email on my phone so I just had to make sure those Lastpass emails didn’t end up in spam or wherever.
Investors that factor in world markets would probably do okay as long as you’re talking just U.S. economic troubles. e.g. right now VT (total world stock ETF) is weighted 64.70% U.S. market due to market strength. So in theory if the U.S. tanked and other countries have better markets for investing then the weights would shift to the other side and maybe being closer to 30% U.S. vs rest of the world’s markets weighted towards 70%.